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CryptoPay

Silver TierMinimal KYC

CryptoPay is a UK-based, FCA-registered crypto payment gateway offering 0.8% fees, fiat settlement in GBP/EUR/USD, mass payouts, and a Visa crypto debit card. Minimal KYC. 15% affiliate commission. Ideal for UK and European businesses wanting regulated crypto acceptance with direct fiat off-ramp.

Last verified March 24, 2026

Fees

Transaction Fee0.8%
Setup FeeFree
Monthly FeeFree
Fiat ConversionIncluded

Features

Subscriptions
Invoicing
POS Terminal
API Access
White Label
Mass Payouts
Fiat Settlement
Non-Custodial

Details

Supported CryptoBTC, ETH, USDT, USDC, LTC, XRP
ChainsEthereum, BSC, Tron
PluginsWooCommerce
Open Source
Self-Hosted

Pros

  • Fiat settlement in GBP, EUR, USD
  • Mass payouts for batch payments
  • Crypto debit card available (Visa)
  • Simple invoicing system
  • UK-based and FCA registered
  • Multi-currency fiat accounts
  • WooCommerce plugin
  • API for custom integration

Cons

  • Minimal KYC required — identity verification
  • 0.8% transaction fee
  • Only 6 cryptocurrencies supported
  • Limited to 3 chains
  • No POS terminal
  • No subscription billing
  • No white-label option
  • Custodial model

Best For

UK businesses wanting FCA-regulated crypto payment processing with GBP settlement

Affiliate Program

Commission15%
TypeRevenue share
PayoutCrypto

15% revenue share on referred merchant transaction fees.

How CryptoPay Compares

FeatureCryptoPayNOWPaymentsPlisio
TierSilverGoldGold
KYC LevelMinimal KYCMinimal KYCMinimal KYC
Transaction Fee0.8%0.5%0.5%
Monthly FeeFreeFree (Business plan available)Free
Supported CryptoBTC, ETH, USDT, USDC, LTC +1BTC, ETH, USDT, USDC, LTC +5BTC, ETH, USDT, USDC, LTC +5
ChainsEthereum, BSC, TronEthereum, BSC, Tron, Solana +3Ethereum, BSC, Tron, Litecoin +1
Subscriptions
Invoicing
POS Terminal
API
PluginsWooCommerceWooCommerce, Shopify, Magento, PrestaShop, WHMCS, OpenCart, Zen CartWooCommerce, Shopify, Magento, PrestaShop, OpenCart, WHMCS
White Label
Mass Payouts
Fiat Settlement
Non-Custodial
Open Source
Affiliate Program15% Revenue share25% Per transaction, 5-year lifetime25% Revenue share
Action
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CryptoPay Review — Minimal KYC Crypto Payment Gateway | Payyd