Alchemy Pay
Gold TierMinimal KYCAlchemy Pay is a fiat-to-crypto payment gateway operating in 173 countries. Accept Visa/Mastercard and settle in crypto or fiat. POS terminal, white-label on/off-ramp, licensed in multiple jurisdictions. 1% fee. The bridge between traditional payments and crypto.
Last verified March 28, 2026
Fees
Transaction Fee1%
Setup FeeFree
Monthly FeeFree
Fiat ConversionIncluded
Features
Subscriptions
Invoicing
POS Terminal
API Access
White Label
Mass Payouts
Fiat Settlement
Non-Custodial
Details
Supported CryptoBTC, ETH, USDT, USDC, BNB, SOL, MATIC, AVAX, ADA, DOT
ChainsEthereum, BSC, Polygon, Solana, Avalanche, Arbitrum, Optimism
PluginsShopify
Open Source
Self-Hosted
Pros
- Fiat-to-crypto bridge — customers pay with Visa/Mastercard, merchant gets crypto or fiat
- 173 countries supported
- POS terminal for in-store
- White-label on/off-ramp solution
- Licensed in multiple jurisdictions
- Fiat settlement available
- ACH token staking for fee discounts
- Major brand partnerships (Binance, Shopify)
Cons
- 1% transaction fee
- Minimal KYC required
- Custodial model
- Limited e-commerce plugins (Shopify only)
- No subscription billing
- No mass payouts
- Complex pricing with ACH token staking
Best For
Businesses wanting a fiat-to-crypto bridge — accept card payments from non-crypto customers, settle in crypto or fiat
How Alchemy Pay Compares
| Feature | Alchemy Pay | NOWPayments | Plisio |
|---|---|---|---|
| Tier | Gold | Gold | Gold |
| KYC Level | Minimal KYC | Minimal KYC | Minimal KYC |
| Transaction Fee | 1% | 0.5% | 0.5% |
| Monthly Fee | Free | Free (Business plan available) | Free |
| Supported Crypto | BTC, ETH, USDT, USDC, BNB +5 | BTC, ETH, USDT, USDC, LTC +5 | BTC, ETH, USDT, USDC, LTC +5 |
| Chains | Ethereum, BSC, Polygon, Solana +3 | Ethereum, BSC, Tron, Solana +3 | Ethereum, BSC, Tron, Litecoin +1 |
| Subscriptions | |||
| Invoicing | |||
| POS Terminal | |||
| API | |||
| Plugins | Shopify | WooCommerce, Shopify, Magento, PrestaShop, WHMCS, OpenCart, Zen Cart | WooCommerce, Shopify, Magento, PrestaShop, OpenCart, WHMCS |
| White Label | |||
| Mass Payouts | |||
| Fiat Settlement | |||
| Non-Custodial | |||
| Open Source | |||
| Affiliate Program | None | 25% Per transaction, 5-year lifetime | 25% Revenue share |
| Action |